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*Example of 30 year fixed w/ temporary buydown scenario is based on a $350,000 loan amount, a 780 credit score, owner occupied, and a 40% loan-to-value (LTV) ratio.*
Market offer includes a temporary rate reduction for an initial period; when available, this will refl ect a rate up to 2% below the note rate in the fi rst year and up to 1% below in the second year, with the rate adjusting to the full note rate thereafter. Any payment amounts referenced are estimates and may refl ect principal and interest payments for an initial period and may not include property taxes, homeowners insurance, or mortgage insurance, if applicable.
Cash-out refi nance transactions may be available up to 90% of the property's appraised value; introductory rate reductions are not available on cash-out transactions, though standard 30-year fixed-rate options may be available. Maximum loan amounts, program requirements, and restrictions apply. Interest rates, APRs, and payment amounts are subject to change without notice and are not guaranteed until locked. Not all applicants will qualify. Equal Housing Lender. Ratespedia LLC, NMLS#2796610 www.nmlsconsumeraccess.org is a licensed Mortgage Broker located at: 7501 Village Square Dr., Suite 205, Castle Pines, CO 80108